Title: Convert Crypto to Fiat for Private Clients | Sentvia Source: https://www.sentvia.com/private-clients Description: For high-net-worth individuals and family offices: convert USDT or USDC to USD, EUR, GBP or AED, paid into an account in your own name, with OTC quotes for large sums. --- 1. [Home](https://www.sentvia.com/) 2. Private clients Private clients # Convert crypto to fiat, paid into an account in your own name Sentvia helps high-net-worth individuals, families and family offices convert USDT and USDC into US dollars, euros, pounds or dirhams, paid into an account in their own name. Large amounts are quoted as one trade, at a rate you lock before you send anything. Last reviewed 12 November 2026 by [Sal Al-Najjar](https://www.linkedin.com/in/saleh-al-najjar-57a724241/), Head of Sales [Begin onboarding](https://onboarding.sentvia.com/) [Talk to our team](https://www.sentvia.com/help) At a glance_Sentvia_ For High-net-worth individuals, families and family offices Converts USDT and USDC to and from USD, EUR, GBP and AED Paid to An account in your own name Large amounts Quoted as one trade, rate locked when you approve Registered In Canada, with FINTRAC and the Bank of Canada ## How to convert crypto to fiat with Sentvia You send USDT or USDC to an address we give you for that trade, and we pay the currency you chose into an account in your own name. The rate is agreed before you send, and the quote shows what you will receive. 1. **Open an account.** We verify your identity and ask how you came to hold the stablecoins. A dedicated onboarding officer guides you through it. 2. **Request a quote.** Tell us the amount, the stablecoin and the currency you want: US dollars, euros, pounds or dirhams. 3. **Lock the rate.** The quote shows what you will receive. Approve it and the rate is fixed for that trade. 4. **Send the stablecoins** to the address we give you, and only the amount quoted. 5. **Receive the currency.** We screen the incoming stablecoins, convert them and pay the money into your [account in your own name](https://www.sentvia.com/platform/multi-currency-accounts). The stablecoin transfer is near-instant. The currency follows its banking rail, so weekends and public holidays move it to the next banking day. Processing times depend on currency, jurisdiction and bank rails used. ## What private clients use it for ### Moving holdings out of stablecoins Some clients hold part of their wealth in USDT or USDC and need currency for something specific. They convert what they need, when they need it, and the money lands in an account in their own name with a record of the amount, rate and date. ### Paying for property Property sellers and developers are paid in currency, not stablecoins. You convert, then pay the seller from your own account once they are approved as a beneficiary. Read how this works for [property paid for with stablecoins](https://www.sentvia.com/industries/real-estate-and-escrow). ### Holding money in more than one currency You can hold US dollars, euros, pounds and dirhams under one relationship, and send money to your own accounts at other banks once each is approved. Rules on moving money across borders depend on where you live and where the money goes, so take local advice where you need it. ### Buying stablecoins It also works the other way. You can convert currency from your account into USDT or USDC, sent to a wallet you control. ### Family offices A family office or holding company can open the account in the entity's name, with [approval flows](https://www.sentvia.com/platform/controls-and-approvals) so that more than one person signs off each outgoing payment. ## Why the name on the account matters When money arrives from a crypto exchange, some banks ask questions or refuse it. With Sentvia, the currency is paid into an account in your own name by a registered provider, with a clear record of where it came from and what it was converted from. That record is what a bank, a lawyer or a property seller will want to see. ## Large amounts: our OTC desk For large sums, our OTC desk quotes the whole amount as one trade, instead of selling it in pieces on an exchange where the price can move against you. You see the full amount you will receive before you approve. The [Prime OTC desk](https://www.sentvia.com/fx/prime-otc) page explains how a trade works, and the [OTC desk for dirhams](https://www.sentvia.com/fx/otc-desk-dubai) page covers settlement in AED. ## What it costs We don't publish rates, because each trade is quoted on its own. The cost sits in three places: the rate, including the spread; the blockchain network fee, which the sender pays; and any bank charges on the currency payment. Our page on [how a conversion is priced](https://www.sentvia.com/fx/pricing-and-fees) explains each part. ## Source of wealth and source of funds Every regulated provider asks where the money came from. We ask when you open the account, and for larger trades we may ask how the sender came to hold the stablecoins. - How you came to hold the stablecoins: earnings, a business sale, an investment or an inheritance - Wallet history, and statements from any exchange you bought through - Documents behind larger payments, such as a sale agreement Our guide to [source of funds for stablecoin payments](https://www.sentvia.com/guides/source-of-funds-stablecoin-payments) lists the evidence that answers these questions. ## Regulation Sentvia Services Ltd is registered with FINTRAC as a money services business (MSB No. C100000474) and with the Bank of Canada as a payment service provider under the Retail Payment Activities Act. Accounts in each currency are provided through regulated banking partners. Our [compliance and regulation](https://www.sentvia.com/compliance) page explains both registrations and how to check them. ## What you need ### For an individual - Proof of identity and address - How you came to hold the stablecoins, with wallet history and supporting documents ### For a family office or holding company - Certificate of incorporation or registration - Who owns and controls the entity - Where its funds come from A dedicated onboarding officer guides you through set-up, and you keep a named contact afterwards. This page explains how Sentvia processes payments. It is not investment, legal or tax advice. FAQ ## Common questions How do I convert crypto to fiat? Open an account in your own name, request a quote for the amount, approve it to lock the rate, then send the USDT or USDC to the address we give you for that trade. Once the stablecoins are screened, we pay US dollars, euros, pounds or dirhams into your account. Can the money go to my existing bank account? The currency is paid into your Sentvia account, which is in your own name. From there you can send it to your own accounts at other banks once each one has been approved as a beneficiary. Which cryptocurrencies do you convert? This page covers stablecoins: USDT and USDC into any of our four currencies, and EURC into euros. If you hold other digital assets, ask our team before you apply. Is there a minimum or maximum amount? We do not publish one. Larger amounts are quoted individually on our OTC desk, so ask for a quote for the amount you have in mind. How long does it take? The stablecoin transfer is near-instant. The currency then follows the banking days and cut-offs of its payment rail, so a trade at the weekend or on a public holiday settles on the next banking day. Processing times depend on currency, jurisdiction and bank rails used. Can I buy stablecoins as well as sell them? Yes. You can convert US dollars, euros, pounds or dirhams from your account into USDT or USDC, sent to a wallet you control. Can I pay a property developer or another third party? Yes, once our compliance team has reviewed and approved them as a beneficiary, with documents such as the sale agreement. Each payment then goes from your own account. Do you give investment or tax advice? No. We convert and move money on your instructions. We do not advise on digital assets, investments or tax, and the rules where you live still apply to you. Is Sentvia regulated? Sentvia Services Ltd is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider under the RPAA. Accounts in each currency are provided through regulated banking partners. Our compliance page sets out both registrations. ## Further reading - [Will my bank close my account if I receive money from crypto?](https://www.sentvia.com/blog/will-my-bank-close-my-account-for-crypto-payments) - [What does an OTC desk actually do, from quote to settlement?](https://www.sentvia.com/blog/what-does-an-otc-desk-do) - [Can I buy Dubai property with stablecoins?](https://www.sentvia.com/blog/buy-dubai-property-with-stablecoins) - [What does it actually cost to off-ramp $100,000 of USDT?](https://www.sentvia.com/blog/cost-to-off-ramp-usdt-fees) Get started ## Your money, in an account in your own name Tell us about the payments you expect and a dedicated onboarding officer will guide you through set-up. [Begin onboarding](https://onboarding.sentvia.com/)[Talk to our team](https://www.sentvia.com/help)