Title: Prime OTC Desk for Large Stablecoin Conversions | Sentvia
Source: https://www.sentvia.com/fx/prime-otc
Description: Sentvia's Prime OTC desk handles large stablecoin and fiat conversions for businesses. Request a quote, lock the rate and settle to an IBAN in your name.

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Prime OTC

# Prime OTC desk for large stablecoin conversions

Prime OTC is Sentvia's desk for high-value conversions between stablecoins and fiat. You request a quote for the full amount, approve it to lock the rate, and we settle the result to an IBAN in your company's name. One quote, one rate, one settlement.

[Begin onboarding](https://onboarding.sentvia.com/) [Talk to our team](https://www.sentvia.com/help)

At a glance_Sentvia_

Converts

USDT and USDC to and from USD, EUR, GBP and AED; EURC to and from EUR

Pricing

A live quote for each trade, locked when you approve it

Settlement

Fiat to your named IBAN, or stablecoins for fiat-to-stablecoin trades

For

Businesses with large or time-sensitive conversions

## What is an OTC desk?

An OTC (over-the-counter) desk arranges a large conversion privately, at one quoted price, instead of placing it on a public exchange. For a business, that means a single agreed rate for the whole amount and settlement straight to its own bank account, with no order book and no partial fills.

## When to use it

-   A single large receipt, such as a property deposit, a vehicle or a major invoice
-   Moving treasury between stablecoins and fiat
-   A payment where the rate must be fixed before you commit
-   Large USDT OTC trades into dirhams for businesses in Dubai and the wider UAE, settled to an AED account in your company's name

It isn't a trading service: we don't hold positions or advise on digital assets.

## How a trade works

1.  **Request a quote:** the amount, the currency pair and where the funds should land.
2.  **Approve it:** the rate is locked for that trade.
3.  **Send the funds:** either stablecoins to the address we give you for that trade, or fiat from your named account. We screen every incoming payment.
4.  **Settle:** we execute through regulated banking partners and pay into your [named IBAN](https://www.sentvia.com/platform/named-iban-accounts).

## Why lock the rate first

Nothing moves between quote and settlement, so the amount you agreed is the amount you receive. For everyday conversions, see [FX services](https://www.sentvia.com/fx); for dirhams specifically, see [converting USDT to AED](https://www.sentvia.com/currencies/usdt-to-aed).

## Before your first trade

You onboard as for any Sentvia account, with a dedicated onboarding officer guiding you. Larger trades may need evidence of where the funds came from. Our [compliance and regulation](https://www.sentvia.com/compliance) page explains why.

## Timing

The stablecoin leg takes minutes; the fiat leg follows the receiving bank's rails and cut-offs. Processing times depend on currency, jurisdiction and bank rails used.

This page explains how Sentvia processes payments. It is not investment advice.

FAQ

## Common questions

Which currencies can we convert?

USDT and USDC to and from USD, EUR, GBP and AED, and EURC to and from EUR.

Is the rate fixed once we approve?

Yes, for that trade.

Do you publish OTC rates?

No. Every trade is quoted individually.

Do you give investment advice?

No. Sentvia does not provide investment advice, portfolio management, banking, or lending services.

## Further reading

-   [What does an OTC desk actually do, from quote to settlement?](https://www.sentvia.com/blog/what-does-an-otc-desk-do)
-   [FX services](https://www.sentvia.com/fx)
-   [What goes into the cost of a conversion](https://www.sentvia.com/fx/pricing-and-fees)

Get started

## Planning a large conversion?

Tell us about the payments you expect and a dedicated onboarding officer will guide you through set-up.

[Begin onboarding](https://onboarding.sentvia.com/)[Talk to our team](https://www.sentvia.com/help)
