Title: Sentvia vs BVNK: A BVNK Alternative | Sentvia Source: https://www.sentvia.com/compare/sentvia-vs-bvnk Description: Sentvia vs BVNK compared: stablecoin infrastructure against a settlement service, with currencies, AED accounts, cards and support. Dated, sourced and fair to both sides. --- 1. [Home](https://www.sentvia.com/) 2. [Compare](https://www.sentvia.com/compare) 3. Sentvia vs BVNK Compare # Sentvia vs BVNK: which fits your business? Looking for a BVNK alternative, or wondering which kind of stablecoin provider you need? BVNK, now part of Mastercard, is infrastructure that other companies build stablecoin products on. Sentvia is a specialist service that settles stablecoin payments into named accounts in your own name. This page compares the two, using BVNK's own published pages for every claim about BVNK. Last reviewed 28 October 2026 by [Sean Rice](https://www.linkedin.com/in/sean-lee-rice/), Chief Operating Officer [Begin onboarding](https://onboarding.sentvia.com/) [Talk to our team](https://www.sentvia.com/help) In short_Sentvia_ BVNK Stablecoin infrastructure for platforms to build on Sentvia Stablecoin and fiat settlement in your own name Integration BVNK is built for it; Sentvia needs none Sources checked 28 October 2026 ## The short answer ### BVNK may suit you better if - you are building a product and want to offer stablecoin accounts, payouts or cards to your own customers[\[9\]](#source-9) - you are a fintech, marketplace, payroll provider, brokerage or gaming company[\[1\]](#source-1) - you need round-the-clock support: BVNK's merchant support runs 24/7[\[5\]](#source-5) - you want Mastercard's network and 20+ blockchain networks behind one integration[\[8\]](#source-8)[\[9\]](#source-9) ### Sentvia may suit you better if - you want to get paid in USDT or USDC yourself, without building an integration - you want the fiat to land in accounts in your own name, including AED - you are an individual with significant stablecoin holdings rather than a company - you'd rather work with a specialist team that knows your business than a large platform ## Sentvia vs BVNK at a glance BVNK Sentvia What it is Stablecoin payments infrastructure: one API platform to send, receive, convert and store stablecoins and fiat[\[2\]](#source-2) Stablecoin and fiat settlement: conversions, named IBAN accounts and payments Built for Banks, fintechs, marketplaces, payroll providers, brokerages and gaming companies, often embedding it in their own products[\[1\]](#source-1)[\[9\]](#source-9) Businesses and high net worth individuals who are paid in stablecoins; every client is verified before onboarding How you use it Through its API or merchant portal[\[3\]](#source-3) No integration: request a quote, approve it, and the fiat settles to your account Fiat currencies USD, GBP and EUR[\[2\]](#source-2); named USD accounts, with Swift for international transfers[\[3\]](#source-3) Named IBAN accounts in USD, EUR, GBP and AED, in your own legal name Payment schemes SEPA, SEPA Instant, Faster Payments and Swift[\[4\]](#source-4); Fedwire for US payees[\[3\]](#source-3) Bank payouts to your other accounts and approved beneficiaries, including UAE local transfer for AED Stablecoins Multiple stablecoins, including USDC, across 20+ blockchain networks and payment rails[\[9\]](#source-9) USDT and USDC to and from USD, EUR, GBP and AED; EURC to and from EUR. Each conversion is quoted and locked first, and each incoming payment is screened Cards Stablecoin-linked virtual cards that businesses can issue to their users[\[9\]](#source-9) No Pricing Not published; quoted by its sales team[\[6\]](#source-6) Quoted per conversion; the rate is locked when you approve it Service 24/7 merchant support and an incident hotline[\[5\]](#source-5); account managers[\[3\]](#source-3) A boutique specialist: a dedicated onboarding officer, then a named contact who knows your business Ownership and regulation Owned by Mastercard since August 2026[\[8\]](#source-8). E-money institutions in the UK and Malta, a MiCA crypto-asset service provider in Malta, and a registered money services business in the US[\[7\]](#source-7) Bank of Canada (RPAA payment service provider) and FINTRAC (MSB No. C100000474). Not a bank: accounts are provided through regulated banking partners Numbers in brackets link to the sources at the end of this page. Statements about Sentvia describe its own service. ## Where BVNK is the stronger choice If you are building a payments product, BVNK offers far more than Sentvia. It gives banks, fintechs and platforms the parts to embed multi-currency accounts, real-time conversion, stablecoin-linked cards and global payouts in their own apps, across 20+ blockchain networks[\[9\]](#source-9). Since August 2026 it has been part of Mastercard[\[8\]](#source-8), and its merchant support runs 24/7[\[5\]](#source-5). Sentvia offers none of the embedding, card or developer side. If those are what you need, BVNK or a similar infrastructure provider is the better tool. ## Where Sentvia is built differently ### A service you use, not infrastructure you build on BVNK is designed to sit inside other companies' products. Its embedded wallets are integrated into a payment provider's own app, and people who use them are asked to contact that provider about their payments[\[2\]](#source-2). Sentvia is the provider you deal with directly. You request a quote, approve it so the rate is locked, and give your payer the address for that conversion. The incoming payment is screened before it is converted, and the fiat settles to your named account with a record of the quote, the rate, the transaction hash and the payout. Our guide on how to [accept stablecoin payments](https://www.sentvia.com/guides/accept-stablecoin-payments) walks through it, and larger amounts can go through the [OTC desk](https://www.sentvia.com/fx/prime-otc). ### Accounts in your own name, including AED Sentvia's [named IBAN accounts](https://www.sentvia.com/platform/named-iban-accounts) are in your own legal name in USD, EUR, GBP and AED, so payers and your bank see you as the account holder. BVNK's help centre lists USD, GBP and EUR[\[2\]](#source-2). With Sentvia, a USDT or USDC payment can settle straight into dirhams; see [USDT to AED](https://www.sentvia.com/currencies/usdt-to-aed) for how that corridor works. ## A specialist, not a platform BVNK works at a very large scale: it is part of Mastercard[\[8\]](#source-8), and the platform it now offers connects to payouts reaching more than 17 billion endpoints through Mastercard Move[\[9\]](#source-9). It also has account managers for its merchants[\[3\]](#source-3). For a platform moving money for millions of users, that scale is the point. Sentvia is built the other way round. It is a boutique specialist that works closely with each client. A dedicated onboarding officer learns how your business is paid before the first payment arrives, and after that you have a named contact. When a large or unusual payment needs attention, you deal with people who already know your business. We can't match BVNK's infrastructure or Mastercard's reach, and this page doesn't pretend to. What we offer instead is attention: a team that knows stablecoin payments in the sectors many providers are wary of, and takes the time to get each one right. ## Using both The two can sit side by side. A business might use a product built on BVNK, through its payment provider, to pay out to its users, and use Sentvia when a client, buyer or counterparty wants to pay it in stablecoins. The fiat lands in a named account in your own name, and from there you can [pay your other accounts or approved beneficiaries](https://www.sentvia.com/platform/payments). ## Sources BVNK's pages, last checked 28 October 2026. - \[1\] [BVNK: Stablecoin payments for enterprise](https://www.bvnk.com/eu/home) - \[2\] [BVNK help: BVNK's Embedded Wallet overview](https://help.bvnk.com/hc/en-us/articles/25573331821074-BVNK-s-Embedded-Wallet-overview) - \[3\] [BVNK help: Introducing Swift for USD accounts](https://help.bvnk.com/hc/en-us/articles/36305081969042-Introducing-Swift-for-USD-accounts) - \[4\] [BVNK help: What payment schemes are supported by B2B payments?](https://help.bvnk.com/hc/en-us/articles/9859768762258-What-payment-schemes-are-supported-by-B2B-payments) - \[5\] [BVNK help: BVNK General Support Hours and Incident Support](https://help.bvnk.com/hc/en-us/articles/10410407145746-BVNK-General-Support-Hours-and-Incident-Support) - \[6\] [BVNK help: What are the fees for using BVNK services?](https://help.bvnk.com/hc/en-us/articles/7662101604242-What-are-the-fees-for-using-BVNK-services) - \[7\] [BVNK help: What licenses & registrations does BVNK and BVNK's Partners have?](https://help.bvnk.com/hc/en-us/articles/11094354781074-What-licenses-registrations-does-BVNK-and-BVNK-s-Partners-have) - \[8\] [BVNK press: Mastercard completes acquisition of BVNK](https://www.bvnk.com/press/mastercard-completes-acquisition-of-bvnk-to-advance-global-stablecoin-capabilities) - \[9\] [BVNK blog: Introducing the Mastercard Global Money Platform](https://www.bvnk.com/blog/introducing-mastercard-global-money-platform) Comparison correct as of 28 October 2026, based on the sources listed. Providers change their products, so check current terms with each one. This page is general information, not financial or legal advice. BVNK and Mastercard are trademarks of their owners; Sentvia is not affiliated with either. FAQ ## Common questions Is Sentvia an alternative to BVNK? It depends on what you need. BVNK is stablecoin infrastructure: banks, fintechs and platforms use it to build stablecoin accounts, payouts and cards into their own products. Sentvia is a service you use directly: a client pays you in USDT or USDC, Sentvia converts it, and the fiat settles to a named account in your own name in USD, EUR, GBP or AED. If you are building a payments product, BVNK is the closer fit. If you want to get paid in stablecoins without building anything, Sentvia is. Who owns BVNK? Mastercard. BVNK announced that Mastercard completed its acquisition on 3 August 2026, and in October 2026 the two launched the Mastercard Global Money Platform, which is available through BVNK. Does BVNK offer AED accounts? BVNK's help centre lists USD, GBP and EUR alongside stablecoins for its embedded wallets. Sentvia offers a named AED account in your own legal name, alongside USD, EUR and GBP, and stablecoin payments can settle straight into it. How much does BVNK cost? BVNK doesn't publish prices; its help centre asks you to contact its sales team for a quote. At Sentvia each conversion is quoted first and the rate is locked when you approve it, so you know the amount before the payment is sent. Does Sentvia issue cards? No. Sentvia is for conversions and account payments: stablecoins to and from fiat, named IBAN accounts and payments to approved beneficiaries. Through the Mastercard Global Money Platform, BVNK lets businesses issue stablecoin-linked virtual cards to their own users; Sentvia does not offer cards. Do I need developers to use Sentvia? No. You request a quote, approve it, and give your payer the address for that conversion; the fiat settles to your named account. There is no integration to build, and a named contact handles anything unusual. ## Further reading - [Crypto payment gateway vs stablecoin off-ramp](https://www.sentvia.com/guides/crypto-gateway-vs-stablecoin-off-ramp) - [How to accept stablecoin payments](https://www.sentvia.com/guides/accept-stablecoin-payments) - [IBAN accounts in your own name](https://www.sentvia.com/platform/named-iban-accounts) - [More comparisons](https://www.sentvia.com/compare) Get started ## Settle stablecoin payments to your own account Tell us about the payments you expect and a dedicated onboarding officer will guide you through set-up. [Begin onboarding](https://onboarding.sentvia.com/)[Talk to our team](https://www.sentvia.com/help)